I cannot believe the first month in 2018 has already came and gone! But I can definitely say January was a good month. I accomplished the goals that were mentioned in my January Goals post. If you missed it, you can click the link below.
There’s one word to describe my goals for February.. BUDGET, BUDGET, BUDGET! My goal this month is to develop an effective budgeting plan that will allow me to begin increasing my savings and decrease spending. As a full-time student juggling school expenses and basic life needs, it is important that this budget is flexible to adjust for unexpected expenses.
In my opinion, the hardest part of budgeting is sticking to it! My plan is to develop the habit of routinely tracking my spending throughout the month. Tracking my spending will allow me to gain a better understanding of my spending habits, and pinpoint what categories of expenses I can eliminate or cut back on.
Do you have any budgeting tips? Feel free to comment!
Happy February! 🙂